TERMS OF USE FOR SITE

The use of the web site (the "Web COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS Site") is subject to the terms and conditions stated herein and to the terms set COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS by the Site Owner (jr@America One Finance ) located at http://www.aofmiami.com. Use of COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS the Web Site constitutes an agreement by you, the user, that your use is COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS governed by these terms and conditions. In addition, when using particular COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS services, you will be subject to any guidelines or rules applicable to such COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS services that may be posted from time to time. XSites, XSites Network, WinTotal, COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS InterFlood, and Pocket Total are among the products owned by a la mode, inc. COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS (ALM).

You are responsible for regularly COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS reviewing this Agreement.

Ownership of Intellectual COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS Property

The works of authorship contained in this Web COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS Site, including but not limited to all design, text and images, are owned, COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS except as otherwise expressly stated, by ALM or its licensors. United States and COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS worldwide copyright laws and treaty provisions protect the contents of this Web COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS Site. In accordance with these terms, except as stated above,

Appropriate Conduct and Prohibited COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS Uses:

You agree that You are responsible for your own COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS conduct and content while using the Service and for any consequences thereof. COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS You agree to use the Service only for purposes that are legal, proper and in COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS accordance with these Terms of Use and any applicable policies or guidelines. By COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS way of example, and not as a limitation, You agree that when using the Service, COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS You will not:

COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS
• Copy, reproduce, modify, use, republish, upload, post, publish, license, COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS create derivative works from, transmit or distribute in any way material from COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS the Web Site without express written permission;
COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS
• defame, abuse, harass, stalk, threaten or otherwise violate the legal rights COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS (such as rights of privacy and publicity) of others;
COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS
• upload, post, email or transmit or otherwise COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS make available any inappropriate, defamatory, infringing, obscene, or unlawful COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS Content;
COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS
• upload, post, email or transmit or otherwise COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS make available any Content that infringes any patent, trademark, copyright, COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS trade secret or other proprietary right of any party, unless You are the owner COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS of the Rights or have the permission of the owner to post such Content;
COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS
• upload, post, email or transmit or otherwise COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS make available messages that promote pyramid schemes, chain letters or COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS disruptive commercial messages or advertisements, or anything else prohibited by COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS law, these Terms of Service or any applicable policies or guidelines.
COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS
• download any file posted by another that You COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS know, or reasonably should know, that cannot be legally distributed in such COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS manner;
COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS
• impersonate another person or entity, or falsify COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS or delete any author attributions, legal or other proper notices or proprietary COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS designations or labels of the origin or source of software or other material; COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS
COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS
• restrict or inhibit any other user from using COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS and enjoying Site Owners and/or ALM services;
COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS
• use services for any illegal or unauthorized COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS purpose;
COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS
• interfere with or disrupt services or servers or COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS networks connected to Site Owners and/or ALM services, or disobey any COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS requirements, procedures, policies or regulations of networks connected to Site COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS Owners and/or ALM services;
COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS
• use any robot, spider, site search/retrieval COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS application, or other device to retrieve or index any portion of services or COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS collect information about users for any unauthorized purpose;
COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS
• submit Content that falsely expresses or implies COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS that such Content is sponsored or endorsed by ALM and/or Site Owner;
COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS
• create user accounts by automated means or under COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS false or fraudulent pretenses;
COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS
• promote or provide instructional information COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS about illegal activities or promote physical harm or injury against any group or COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS individual; or
COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS
• transmit any viruses, worms, defects, Trojan COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS horses, or any items of a destructive nature.
COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS
• Redeliver, transfer, or sell any information, COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS software, lists of users, databases or other lists, products, or services COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS provided through or obtained from the Site Owner and/or ALM Web Sites. This COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS includes among other activities, using "framing, scraping, screen scraping, COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS database scraping, or any other activity with the purpose of obtaining lists COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS of users or other information and includes any of the pages, text, images or COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS other content of this Web Site technology without express written permission. COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS
COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS
• Soliciting any of the individuals or companies COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS listed on this web site for purposes of selling products or services is COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS prohibited.
COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS
• International users agree to comply with their own COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS local rules regarding online conduct and acceptable content, including laws COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS regulating the export of data to the United States or your country of COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS residence.

Rates Mortgage Tools

These are calculation tools, not an offer to COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS lend. Interest rates shown are for demonstration purposes only. Actual market COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS interest rates may vary. The Site Owner cannot guarantee the accuracy of COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS published rates.

Market Volatility

Site Owner is not liable for changes in the COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS market that change buyer/seller conditions.

Activity Restriction

Site use is restricted to real estate mortgage COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS activities.

Web Site Security

You are prohibited from violating or attempting COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS to violate the security of the Web Site, including, without limitation, (a) COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS accessing data not intended for your viewing or logging into a server or account COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS which you are not authorized to access, (b) attempting to probe, scan or test COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS the vulnerability of a system or network or to breach security or authentication COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS measures without proper authorization or (c) attempting to interfere with COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS service to any user, host or network. Violations of system or network security COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS may result in civil or criminal liability. ALM and/or Site Owner will COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS investigate occurrences that may involve such violations and may involve, and COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS cooperate with, law enforcement authorities in prosecuting users who are COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS involved in such violations.

DISCLAIMER OF WARRANTY

THE WEB SITES ARE PROVIDED "AS-IS" AND "WITH ALL COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS FAULTS" AND, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALM AND SITE COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS OWNER DISCLAIMS ALL OTHER REPRESENTATIONS AND WARRANTIES, EXPRESS, IMPLIED OR COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS STATUTORY, REGARDING THE WEB SITES, INCLUDING WITHOUT LIMITATION ITS FITNESS FOR COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS A PARTICULAR PURPOSE, ITS QUALITY, ITS MERCHANTABILITY, ITS PERFORMANCE, ITS COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, OR THE RESULTS OBTAINED BY USING COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS THE WEB SITES. THE COMPANY DOES NOT WARRANT THAT THE WEB SITES ARE FREE FROM COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS BUGS, VIRUSES, ERRORS OR OTHER PROGRAM LIMITATIONS.

ALM AND SITE OWNER MAKES NO WARRANTY THAT (i) THE COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS SERVICE WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED, COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS, AND (V) ANY ERRORS IN THE COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS SOFTWARE WILL BE CORRECTED.

ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS THROUGH THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

NO ADVICE OR INFORMATION, WHETHER ORAL OR COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS WRITTEN, OBTAINED BY YOU FROM SITE OWNER, ALM OR THROUGH OR FROM ALM SERVICES COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TERMS OF USE.

LIMITATION OF LIABILITY

SITE OWNER AND ALM SHALL HAVE NO LIABILITY TO YOU COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS OR ANY OTHER USER OF SUCH INFORMATION OR TO ANY THIRD PARTY FOR ANY LOSS, COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS EXPENSE, OR DAMAGE, INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS DAMAGES AND INCLUDING LOST PROFITS OR LOST REVENUE, CAUSED DIRECTLY OR COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS INDIRECTLY BY THE USE OR RELIANCE UPON SUCH INFORMATION, ANY MATERIAL DOWNLOADED COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS OR OTHERWISE OBTAINED THROUGH THE USE OF THE WEB SITES. USE OF SITE OWNER AND COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS ALM WEB SITES IS AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. BECAUSE SOME STATES/JURISDICTIONS DO NOT COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS ANY PORTION OF THE ALM WEB SITES, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEB SITES.

Indemnity

You will indemnify, defend and hold harmless Site COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS Owner and ALM and its officers, directors, employees and agents (each, an COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS "Indemnified Party") from and against any and all claims, demands, losses, COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS costs, expenses, liabilities and damages of any kind or nature whatsoever COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS (collectively, "Damages") incurred by any Indemnified Party arising out of, in COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS connection with or resulting from (i) your use of the Web Sites or (ii) your COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS breach of this Agreement.

Governing Law/Arbitration

This Agreement shall be construed and governed by COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS the State of Oklahoma, U.S.A. You hereby consent to the exclusive jurisdiction COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS and venue of courts sitting in Oklahoma in all disputes arising out of or COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS relating to the use of the Web Sites. Use of the Web Sites is unauthorized in COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS any jurisdiction that does not give the effect to all provisions of these terms COMPREHENSIVE REAL ESTATE & MORTAGE BENEFITS PLAN ADMINISTRATORS and conditions, including without limitation this paragraph.